What is the Model Q® ROTH Conversion?
Turn Taxable Retirement Accounts Into Tax-Free Income
The Model Q® Roth Conversion Strategy is a tax-optimized approach to retirement planning that transforms your taxable retirement savings into a long-term, tax-free income stream. This diagram breaks it down simply:
1. Qualified Account
This is your current retirement account — like a Traditional IRA, 401(k), or SEP IRA — where taxes are deferred until you start withdrawing. Without planning, every distribution could trigger a hefty tax bill.
2. Tax Planning
Using our Q Tax Plan, we aim to minimize or completely offset the tax hit during conversion.
3. Tax-Free Withdrawal Account
Once converted, your funds grow tax-free — and future withdrawals are 100% income-tax-free. This means:
- No Required Minimum Distributions (RMDs)
- No taxes on gains
- Greater control over your income in retirement
The Model Q® Roth Conversion Strategy offers a clear path from tax-deferred to tax-free — without the shock of a massive tax bill. By planning ahead, you can keep more of what you’ve earned, eliminate Required Minimum Distributions (RMDs), and enjoy total control over your retirement income.
If you're serious about building a tax-free future, it’s time to explore how this strategy could work for you.
Let’s make your retirement as tax-efficient as it is fulfilling.
Kevin Brunner is a seasoned professional, having served 7 years in the Marines, and over 20 years of experience in financial services, and over 30 years as an entrepreneur, consulting businesses from startups to turnarounds. He has a special focus on doctors and business owners.
He owned a national business brokerage and, over 30+ years, was involved in or witnessed over 3,800 transactions. That’s a lot of 'what to do' and especially 'what not to do'.
His philosophy is that retirement is about income, not assets, because not all assets return the same income.
Kevin was featured in Forbes magazine in 2015, hosted the Smart Money Hour radio show on KABC, and leads a team of Advisors, CPAs, and Attorneys, all trained in the principles and strategies of retirement income planning, tax planning, business planning, wealth preservation, and asset protection.
His goal is to share the blessings he's received, including amazing experiences from visiting 47 countries and counting, learning from tremendous mentors in life and business, and experiencing amazing generosity.
He is also the proud founder of The Q Companies: Q-RIA.com, Q-1031.com, Q-Hedge.com, TaxFreeYou.com, SellYourBusinessNow.com, SellMyFDX.com, the fiduciary trustee companies of CB Administrative Services, IST Admin Services, and many other ventures.
Kevin is also the full-time guest on TheTaxHax podcast.
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